Lock native XRP in an Ember-managed XRPL vault and access programmable credit on Flare — verified by FDC, valued by FTSOv2, and released only after repayment.
XRP remains native to XRPL inside an Ember-managed vault while its verified collateral state secures credit on Flare.
FDC FTSO FCC FASSETS
PROOF PRICE POLICY SETTLE
XRPL FLARE XRPL FLARE
0 1 0 0 1 1 0 1 0 0 1 0
1 1 0 1 0 1 1 0 1 1 0 1
FDC verifies XRPL facts, FTSOv2 prices risk, FCC constrains external execution, and FAssets anchors the liquidation design.
EmberCredit turns native XRP into programmable collateral through explicit proofs, fresh pricing, and tightly bounded execution.
XRPL collateral changes Ember state only after an official Flare Data Connector proof is verified and consumed once.
Official proof · replay protected
Borrow capacity and liquidation health use normalized XRP pricing that must be both fresh and secure.
Fresh price · fails closed
The managed vault signs only exact, protocol-authorized XRP release or liquidation actions — never arbitrary transfers.
Bounded commands · replay protected
Every external action remains pending until authoritative evidence makes it final.
Lock native XRP
Fund a position-bound Ember-managed vault on XRPL.
Verify on Flare
FDC proves the deposit; FTSOv2 values the collateral.
Borrow and repay
Draw test USDT0, repay debt, then prove the XRP return.
EmberCredit separates what has run live from what is locally verified or simulated — because trust labels are part of the product.
An exact XRPL Testnet payment changed Ember collateral only after official FDC verification. Borrow capacity then used a fresh secure FTSOv2 price.
Gate 2 · Coston2 + XRPL Testnet
Debt-zero authorization returned exactly 1 XRP from the managed vault before an official FDC proof closed the position on Flare.
Gate 3 v2 · complete lifecycle
Authenticated ciphertext reached the exact live policy rejection on Coston2, while a one-bit tag change failed authentication and persisted nothing.
Gate 5 transport · SIMULATED_TEE boundary
EmberCredit is designed around explicit authority, conservative limits, and accounting that refuses to hide bad outcomes.
Collateral integrity
Proof before credit
No verified external deposit means no collateral and no debt issuance.
Asset authority
Bounded execution
Every managed XRP movement must match a narrow onchain authorization.
Lender protection
Losses stay visible
Shortfall is recognized immediately instead of remaining a fictional asset.
EmberCredit exposes the transaction, proof, price, execution identity, and final state behind every consequential action.
Current evidence boundary
Coston2 + XRP Testnet